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Private Loan Disbursement

Private student loan disbursement is different from federal loan disbursement and varies for each type of loan. Make sure you understand exactly how you will receive your private student loan before you plan your finances for the upcoming school year.

A college couple discussing their private loan disbursement

School-Certified Loans

Disbursement time varies, but the loan funds are sent directly to your school.

Direct-to-Consumer Loans

Loan amounts are disbursed directly to the lender, not your school. With many direct-to-consumer loans, you can get your money in a matter of days.

Private Loans for Parents

Loans are disbursed directly to the parent. With many loans, you can get the loan amount within days of your approval.

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Once you've got a better idea of Private Loan Disbursement for Students, read about Repayment in the next section.

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