Student Loan
Students have many choices when finding the right student loan plan, including various financing options and flexible repayment schedules. But separating one lender from another and navigating through all of their different terms and conditions can be confusing. Student-Loans-Resource.com does not lend money, the site is designed to make it easy to understand the basics of student loans, which loans could be best for you, how to apply for a loan and how to get your money -- no matter how late in the game you're starting your search.
What are student loans? Do I qualify? Get the basics on student loans and other types of financial aid.
The U.S. government provides federal loans to students who are in financial need. Learn about Stafford loans, PLUS loans, Federal Perkins loans and the FAFSA.
Private loans typically offer more money than federal loans but are also generally more expensive to pay back. Explore different types of private loans, including school-certified and direct-to-consumer loans.
Being a responsible borrower requires paying your loan back in a timely manner and under the terms that you agreed to when you applied. Get details on consolidation, defaulting, forbearance and more. In particular, ensure you fully understand the timing or circumstances under which a lender has the right to enforce repayment by seizing any assets you own or by bankruptcy proceedings. Some lenders will go down that route to encourage settlement by another family member.
Choosing the right lender for your loan can determine how much money you might save over the course of your loan. Use our search tool to find the right lender.
Get links to news sources, frequently asked questions and our glossary of terms.
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